Georgia vs Türkiye
Georgia is ahead on money & crypto, safety, housing, healthcare, language, infrastructure. Türkiye is ahead on legalization. Full criterion-by-criterion data below.
VerifiedUpdated
Scoreboard
The key numbers head-to-head — the stronger side is marked. The overall score stays decoration; what matters is which facts fit you.
Headline result
Georgia leads on 4 of 6
Georgia
4
Türkiye
0
Geostat — Households Expenditures survey 2025
Curated by SettleMetric
- Data as of
- Dec 31, 2025
- Verified
- Jul 3, 2026
- Method
- Geostat 2025 average per-capita monthly consumption (603 GEL) split by the survey's COICOP category shares, with the imputed-housing portion removed, converted at 2.6431 GEL/USD (NBG 2026-07-02). Categories sum to this figure. Geostat has no clean single-person-excl-rent basket, so treat as a curated estimate.
TÜİK — Household Consumption Expenditure 2024 (per-capita COICOP), CPI-uplifted
Curated by SettleMetric
- Data as of
- Jun 30, 2026
- Verified
- Jul 15, 2026
- Method
- TÜİK 2024 average household consumption 45,344 TRY/mo ÷ 3.1 persons = 14,627 TRY/capita (2024). Housing (26.0%) split ~70% rent (excluded) / ~30% utilities (kept), matching the peer basis. Excl-rent per-capita uplifted to mid-2026 by TÜİK CPI ×1.7534 and converted at 46.65 TRY/USD (TCMB 2026-07-02) → ≈$450.
- Notes
- WARNING — lira volatility: with ~32% annual inflation and a constantly repricing FX rate, this USD figure carries a ±15–20% band and shifts month to month; the TRY has appreciated in real terms since 2024, so Türkiye's USD cost of living has been RISING even as it stays below EU peers. All-household per-capita basis; Istanbul/İzmir run above the national figure.
SettleMetric tax engine over Tax Code (Small Business Status)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 3, 2026
- Method
- Best eligible scheme ge-small-business-1pct at €60,000 = 180,738 GEL (NBG 3.0123 GEL/EUR), below the 500,000 GEL threshold → 1% turnover tax = 1,807 GEL, no mandatory social/pension. Effective burden ≈ 1.0%.
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 15, 2026
- Method
- Best eligible scheme at €60,000 (~3,193,644 TL) for an IT freelancer serving FOREIGN clients (scheme tr-freelancer-export): the 100% service-export income deduction (raised from 80% for 2026) zeroes the income tax; only the fixed minimum Bağ-Kur social premium (11,808.23 TL/month = 141,699/yr) is due. Burden = 141,699 / 3,193,644 = 4.4%. Serving Turkish clients instead (no export deduction) runs ~31–33% (progressive + Bağ-Kur).
UNODC (via World Bank mirror) — intentional homicide, Georgia
Open data
- Data as of
- Dec 31, 2019
- Verified
- Jul 3, 2026
- Notes
- 2019 is the latest year UNODC publishes for Georgia. Low by global standards (world average ≈ 5.8); Georgia is widely regarded as very safe for residents. No city-level series is published.
World Bank / UNODC — intentional homicides per 100,000 (Türkiye, 2023)
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 15, 2026
- Notes
- UNODC series via the World Bank: 3.23 per 100,000 in 2023 (up from 2.62 in 2022; the series has gaps and swings). 2024/2025 not yet published. Türkiye is not covered by Eurostat, so cross-country comparison relies on the UNODC series. Moderate-to-higher than the European peers in the set.
M-Lab NDT country aggregates for Georgia
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Method
- Median of 343 daily country medians (download_MED), 47,852 download tests (2023 — latest full year in M-Lab's public stats API; the 2024 file is only Jan–Mar, and 2025/2026 are not yet published). Georgia sits under continent code AS in M-Lab.
- Notes
- M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. Cross-check: the World Bank's July-2024 median of ~20 Mbps (Ookla-derived, so not citable here) is consistent with this once the M-Lab-reads-low offset is accounted for. Speeds are trending up (~10%/yr: M-Lab yearly medians ran 9.7 in 2020 → 15.8 in 2023), so multi-year pooling would understate current speed; the latest full year is used instead. GNCC/comcom.ge publishes operator quality-of-service measurements (e.g. Magticom fixed ~56 Mb/s advertised-tier average, 2025/26) but no national measured median, and its own speed commentary relies on the same Ookla data we can't redistribute.
M-Lab NDT country aggregates for Türkiye (Asia grouping)
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 15, 2026
- Method
- Median of the 343 daily country-median download values for TR in 2023 = 12.09 Mbps (402,083 download tests; Türkiye is filed under M-Lab's Asia (AS) continent grouping, not EU). M-Lab NDT is single-stream and reads well below marketed figures — Turkish fibre commonly markets 100–1000 Mbps — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
- Notes
- The single-stream M-Lab median is low (and the lowest in the set) but reflects a consistent cross-country method, not real fibre-line speeds; Turkish fixed broadband is much faster in practice.
EF EPI 2025 (score 541, rank 35/123 — High band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 3, 2026
- Notes
- Own band informed by EF EPI (attribution: EF Education First). English is workable in Tbilisi/Batumi tourism and the younger service sector; less so in government and older generations. Russian remains widely understood.
EF EPI 2025 — Türkiye (rank 71/123, score 488, Low band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 15, 2026
- Notes
- Own band informed by EF EPI 2025 (attribution: EF Education First): Türkiye rank 71/123, score 488 (Low band, cutoff 450–499), a 9-point decline from the prior edition. English is workable in Istanbul/tourism and parts of the tech sector but thin in public offices and smaller cities; Turkish is the sole official language. The lowest English band in the set.
Georgian insurers (Ardi, GPI, Imedi L) — comprehensive-tier plans
Curated by SettleMetric
- Data as of
- Jul 3, 2026
- Verified
- Jul 3, 2026
- Method
- Midpoint of comprehensive local plans: Ardi Medi Premium from ~$340/yr up to market comprehensive ~$795/yr (converted at 2.6431 GEL/USD). Expat international plans run higher ($1,000–2,000/yr).
- Notes
- Georgian insurers quote by callback rather than public age-rated engines, so this is a curated market midpoint for local comprehensive cover, not a bound quote.
Curated by SettleMetric
- Data as of
- Jul 15, 2026
- Verified
- Jul 15, 2026
- Method
- Comprehensive standalone private health insurance (outpatient + inpatient private-hospital cover) for a healthy 35-year-old runs ~25,000–100,000 TRY/yr depending on the contracted hospital network; a mid-tier plan sits near ~40,000 TRY/yr ≈ $860 at 46.65 TRY/USD. Band ≈ $540–$2,140.
- Notes
- Two-tier context: residents with a work/residence basis are covered by mandatory public insurance (SGK); on top, Turks commonly buy complementary insurance (~5,000–20,000 TRY/yr) working with SGK at private hospitals, or full standalone private cover (this figure). The cheap mandatory foreigner residence-permit policy (~$32–130/yr) is minimal cover, not comparable. Private cover is cheap in USD because of the weak lira; TRY premiums rise 50–80%/yr, so this is a volatile curated midpoint.
Verdict
Each lens weighs only the facts that matter to that plan, and names the side it favours.
Remote IT / freelancer
Contract or freelance in tech, billing clients abroad.
Georgia fits better — 2 of 5
SettleMetric tax engine over Tax Code (Small Business Status)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 3, 2026
- Method
- Best eligible scheme ge-small-business-1pct at €60,000 = 180,738 GEL (NBG 3.0123 GEL/EUR), below the 500,000 GEL threshold → 1% turnover tax = 1,807 GEL, no mandatory social/pension. Effective burden ≈ 1.0%.
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 15, 2026
- Method
- Best eligible scheme at €60,000 (~3,193,644 TL) for an IT freelancer serving FOREIGN clients (scheme tr-freelancer-export): the 100% service-export income deduction (raised from 80% for 2026) zeroes the income tax; only the fixed minimum Bağ-Kur social premium (11,808.23 TL/month = 141,699/yr) is due. Burden = 141,699 / 3,193,644 = 4.4%. Serving Turkish clients instead (no export deduction) runs ~31–33% (progressive + Bağ-Kur).
M-Lab NDT country aggregates for Georgia
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Method
- Median of 343 daily country medians (download_MED), 47,852 download tests (2023 — latest full year in M-Lab's public stats API; the 2024 file is only Jan–Mar, and 2025/2026 are not yet published). Georgia sits under continent code AS in M-Lab.
- Notes
- M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. Cross-check: the World Bank's July-2024 median of ~20 Mbps (Ookla-derived, so not citable here) is consistent with this once the M-Lab-reads-low offset is accounted for. Speeds are trending up (~10%/yr: M-Lab yearly medians ran 9.7 in 2020 → 15.8 in 2023), so multi-year pooling would understate current speed; the latest full year is used instead. GNCC/comcom.ge publishes operator quality-of-service measurements (e.g. Magticom fixed ~56 Mb/s advertised-tier average, 2025/26) but no national measured median, and its own speed commentary relies on the same Ookla data we can't redistribute.
M-Lab NDT country aggregates for Türkiye (Asia grouping)
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 15, 2026
- Method
- Median of the 343 daily country-median download values for TR in 2023 = 12.09 Mbps (402,083 download tests; Türkiye is filed under M-Lab's Asia (AS) continent grouping, not EU). M-Lab NDT is single-stream and reads well below marketed figures — Turkish fibre commonly markets 100–1000 Mbps — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
- Notes
- The single-stream M-Lab median is low (and the lowest in the set) but reflects a consistent cross-country method, not real fibre-line speeds; Turkish fixed broadband is much faster in practice.
EF EPI 2025 (score 541, rank 35/123 — High band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 3, 2026
- Notes
- Own band informed by EF EPI (attribution: EF Education First). English is workable in Tbilisi/Batumi tourism and the younger service sector; less so in government and older generations. Russian remains widely understood.
EF EPI 2025 — Türkiye (rank 71/123, score 488, Low band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 15, 2026
- Notes
- Own band informed by EF EPI 2025 (attribution: EF Education First): Türkiye rank 71/123, score 488 (Low band, cutoff 450–499), a 9-point decline from the prior edition. English is workable in Istanbul/tourism and parts of the tech sector but thin in public offices and smaller cities; Turkish is the sole official language. The lowest English band in the set.
Geostat — Households Expenditures survey 2025
Curated by SettleMetric
- Data as of
- Dec 31, 2025
- Verified
- Jul 3, 2026
- Method
- Geostat 2025 average per-capita monthly consumption (603 GEL) split by the survey's COICOP category shares, with the imputed-housing portion removed, converted at 2.6431 GEL/USD (NBG 2026-07-02). Categories sum to this figure. Geostat has no clean single-person-excl-rent basket, so treat as a curated estimate.
TÜİK — Household Consumption Expenditure 2024 (per-capita COICOP), CPI-uplifted
Curated by SettleMetric
- Data as of
- Jun 30, 2026
- Verified
- Jul 15, 2026
- Method
- TÜİK 2024 average household consumption 45,344 TRY/mo ÷ 3.1 persons = 14,627 TRY/capita (2024). Housing (26.0%) split ~70% rent (excluded) / ~30% utilities (kept), matching the peer basis. Excl-rent per-capita uplifted to mid-2026 by TÜİK CPI ×1.7534 and converted at 46.65 TRY/USD (TCMB 2026-07-02) → ≈$450.
- Notes
- WARNING — lira volatility: with ~32% annual inflation and a constantly repricing FX rate, this USD figure carries a ±15–20% band and shifts month to month; the TRY has appreciated in real terms since 2024, so Türkiye's USD cost of living has been RISING even as it stays below EU peers. All-household per-capita basis; Istanbul/İzmir run above the national figure.
Georgian Post + courier service pages (composite)
Curated by SettleMetric
- Data as of
- Jul 3, 2026
- Verified
- Jul 3, 2026
- Method
- Georgian Post ~500 branches nationwide (1–3 day domestic parcels, some lockers/pickup points); Wolt Drive and Glovo last-mile in Tbilisi/Batumi; DHL/FedEx/UPS present. Dense and reliable in cities; locker density and nationwide same-day coverage thinner than EU leaders → good, not excellent.
Turkish carrier ecosystem — PTT + Yurtiçi/Aras/MNG/Sürat/Sendeo/HepsiJET/Trendyol Express
Curated by SettleMetric
- Data as of
- Jul 15, 2026
- Verified
- Jul 15, 2026
- Method
- Dense, competitive domestic courier market on the back of a huge e-commerce sector (Trendyol, Hepsiburada): PTT Kargo plus Yurtiçi, Aras, MNG, Sürat, Sendeo, HepsiJET and Trendyol Express give nationwide next-day/2-day coverage; same/next-day is normal in the big metros. Cash-on-delivery ('kapıda ödeme') is ubiquitous. Parcel-locker density is growing but below the locker-saturated benchmark, so rated 'good' rather than 'excellent'.
Family
Relocating with a partner and school-age children.
Georgia fits better — 3 of 3
UNODC (via World Bank mirror) — intentional homicide, Georgia
Open data
- Data as of
- Dec 31, 2019
- Verified
- Jul 3, 2026
- Notes
- 2019 is the latest year UNODC publishes for Georgia. Low by global standards (world average ≈ 5.8); Georgia is widely regarded as very safe for residents. No city-level series is published.
World Bank / UNODC — intentional homicides per 100,000 (Türkiye, 2023)
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 15, 2026
- Notes
- UNODC series via the World Bank: 3.23 per 100,000 in 2023 (up from 2.62 in 2022; the series has gaps and swings). 2024/2025 not yet published. Türkiye is not covered by Eurostat, so cross-country comparison relies on the UNODC series. Moderate-to-higher than the European peers in the set.
Georgian insurers (Ardi, GPI, Imedi L) — comprehensive-tier plans
Curated by SettleMetric
- Data as of
- Jul 3, 2026
- Verified
- Jul 3, 2026
- Method
- Midpoint of comprehensive local plans: Ardi Medi Premium from ~$340/yr up to market comprehensive ~$795/yr (converted at 2.6431 GEL/USD). Expat international plans run higher ($1,000–2,000/yr).
- Notes
- Georgian insurers quote by callback rather than public age-rated engines, so this is a curated market midpoint for local comprehensive cover, not a bound quote.
Curated by SettleMetric
- Data as of
- Jul 15, 2026
- Verified
- Jul 15, 2026
- Method
- Comprehensive standalone private health insurance (outpatient + inpatient private-hospital cover) for a healthy 35-year-old runs ~25,000–100,000 TRY/yr depending on the contracted hospital network; a mid-tier plan sits near ~40,000 TRY/yr ≈ $860 at 46.65 TRY/USD. Band ≈ $540–$2,140.
- Notes
- Two-tier context: residents with a work/residence basis are covered by mandatory public insurance (SGK); on top, Turks commonly buy complementary insurance (~5,000–20,000 TRY/yr) working with SGK at private hospitals, or full standalone private cover (this figure). The cheap mandatory foreigner residence-permit policy (~$32–130/yr) is minimal cover, not comparable. Private cover is cheap in USD because of the weak lira; TRY premiums rise 50–80%/yr, so this is a volatile curated midpoint.
EF EPI 2025 (score 541, rank 35/123 — High band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 3, 2026
- Notes
- Own band informed by EF EPI (attribution: EF Education First). English is workable in Tbilisi/Batumi tourism and the younger service sector; less so in government and older generations. Russian remains widely understood.
EF EPI 2025 — Türkiye (rank 71/123, score 488, Low band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 15, 2026
- Notes
- Own band informed by EF EPI 2025 (attribution: EF Education First): Türkiye rank 71/123, score 488 (Low band, cutoff 450–499), a 9-point decline from the prior edition. English is workable in Istanbul/tourism and parts of the tech sector but thin in public offices and smaller cities; Turkish is the sole official language. The lowest English band in the set.
Money & crypto
Optimising tax, banking and crypto rules.
Georgia fits better — 2 of 3
National Bank of Georgia — Virtual Asset Service Providers
Official source
- Data as of
- Jul 1, 2023
- Verified
- Jul 3, 2026
- Notes
- Individuals pay 0% income tax on crypto gains (Minister of Finance Public Decision N201, 2019 — crypto is not Georgian-source income for individuals) and crypto↔fiat exchange is VAT-exempt. Service providers must register as VASPs with the NBG (regime since 1 July 2023). Very favourable for individual holders, hence legal-friendly.
Official source
- Data as of
- Jul 2, 2024
- Verified
- Jul 15, 2026
- Notes
- Trading, holding and exchanging crypto are legal and very popular, but PAYING with crypto is BANNED (CBRT regulation in force 30 April 2021). Law No. 7518 (in force from 2 July 2024) put crypto-asset service providers under the Capital Markets Board (SPK): mandatory licensing, custody duties and minimum capital; offshore platforms targeting residents and crypto ATMs had to wind down. Classified 'legal-regulated' — trading legal and now formally supervised, payments prohibited.
US State Dept 2025 Investment Climate Statement (Georgia) / trade.gov
Curated by SettleMetric
- Data as of
- Dec 31, 2025
- Verified
- Jul 3, 2026
- Method
- GEL freely convertible (float since 1998; IMF Article VIII since 1996); no capital controls; funds transfer abroad freely (except sanctioned destinations); no routine cash caps or resident foreign-account exit restrictions.
- Notes
- Caveat: since Georgia joined CRS (2024) and post-2022 de-risking, non-resident bank account onboarding has become notably stricter (source-of-funds documentation, some rejections). The FX regime itself is open; the friction is at bank KYC.
Revenue Administration (GİB) — cash-payment documentation (tevsik) limit; CBRT crypto-payment ban
Official source
- Data as of
- Jan 1, 2026
- Verified
- Jul 15, 2026
- Method
- Composite: the lira is freely convertible and residents may hold foreign-currency deposits/accounts and move money abroad — no hard individual capital controls. But the state exerts more control than EU peers: payments above 30,000 TRY (~$640) must be routed through banks/cards (tevsik rule); crypto payments are banned; the authorities intervene actively in the FX market and use reserve/macroprudential measures; and import de-minimis is low with high duties. Freely convertible but with a low cash-through-bank threshold and several controls → 'moderate' (stricter end).
- Notes
- High inflation erodes money in practice but is not a legal control. Day-to-day banking, FX purchase and transfers are unrestricted for an individual; the frictions are the low cash-routing threshold, the crypto-payment ban and occasional FX intervention.
SettleMetric tax engine over Tax Code (Small Business Status)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 3, 2026
- Method
- Best eligible scheme ge-small-business-1pct at €60,000 = 180,738 GEL (NBG 3.0123 GEL/EUR), below the 500,000 GEL threshold → 1% turnover tax = 1,807 GEL, no mandatory social/pension. Effective burden ≈ 1.0%.
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 15, 2026
- Method
- Best eligible scheme at €60,000 (~3,193,644 TL) for an IT freelancer serving FOREIGN clients (scheme tr-freelancer-export): the 100% service-export income deduction (raised from 80% for 2026) zeroes the income tax; only the fixed minimum Bağ-Kur social premium (11,808.23 TL/month = 141,699/yr) is due. Burden = 141,699 / 3,193,644 = 4.4%. Serving Turkish clients instead (no export deduction) runs ~31–33% (progressive + Bağ-Kur).
Calm lifestyle
Prioritising safety, air, and an easy daily life.
Georgia fits better — 1 of 2
UNODC (via World Bank mirror) — intentional homicide, Georgia
Open data
- Data as of
- Dec 31, 2019
- Verified
- Jul 3, 2026
- Notes
- 2019 is the latest year UNODC publishes for Georgia. Low by global standards (world average ≈ 5.8); Georgia is widely regarded as very safe for residents. No city-level series is published.
World Bank / UNODC — intentional homicides per 100,000 (Türkiye, 2023)
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 15, 2026
- Notes
- UNODC series via the World Bank: 3.23 per 100,000 in 2023 (up from 2.62 in 2022; the series has gaps and swings). 2024/2025 not yet published. Türkiye is not covered by Eurostat, so cross-country comparison relies on the UNODC series. Moderate-to-higher than the European peers in the set.
Geostat — Households Expenditures survey 2025
Curated by SettleMetric
- Data as of
- Dec 31, 2025
- Verified
- Jul 3, 2026
- Method
- Geostat 2025 average per-capita monthly consumption (603 GEL) split by the survey's COICOP category shares, with the imputed-housing portion removed, converted at 2.6431 GEL/USD (NBG 2026-07-02). Categories sum to this figure. Geostat has no clean single-person-excl-rent basket, so treat as a curated estimate.
TÜİK — Household Consumption Expenditure 2024 (per-capita COICOP), CPI-uplifted
Curated by SettleMetric
- Data as of
- Jun 30, 2026
- Verified
- Jul 15, 2026
- Method
- TÜİK 2024 average household consumption 45,344 TRY/mo ÷ 3.1 persons = 14,627 TRY/capita (2024). Housing (26.0%) split ~70% rent (excluded) / ~30% utilities (kept), matching the peer basis. Excl-rent per-capita uplifted to mid-2026 by TÜİK CPI ×1.7534 and converted at 46.65 TRY/USD (TCMB 2026-07-02) → ≈$450.
- Notes
- WARNING — lira volatility: with ~32% annual inflation and a constantly repricing FX rate, this USD figure carries a ±15–20% band and shifts month to month; the TRY has appreciated in real terms since 2024, so Türkiye's USD cost of living has been RISING even as it stays below EU peers. All-household per-capita basis; Istanbul/İzmir run above the national figure.
Details
Taxes
01+−Freelancer tax burden% effective burden at €60k/year self-employed profileGeorgia1Türkiye4.4
What this measures
Effective total burden (income tax + mandatory social and health contributions) for a solo IT freelancer with €60,000/year revenue and 10% deductible expenses, using the most favourable eligible scheme in the country's tax-schemes data. Computed by the SettleMetric tax engine; recorded as a curated value with the winning scheme id in method.
Georgia
SettleMetric tax engine over Tax Code (Small Business Status)
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 3, 2026
- Method
- Best eligible scheme ge-small-business-1pct at €60,000 = 180,738 GEL (NBG 3.0123 GEL/EUR), below the 500,000 GEL threshold → 1% turnover tax = 1,807 GEL, no mandatory social/pension. Effective burden ≈ 1.0%.
Türkiye
Curated by SettleMetric
- Data as of
- Jan 1, 2026
- Verified
- Jul 15, 2026
- Method
- Best eligible scheme at €60,000 (~3,193,644 TL) for an IT freelancer serving FOREIGN clients (scheme tr-freelancer-export): the 100% service-export income deduction (raised from 80% for 2026) zeroes the income tax; only the fixed minimum Bağ-Kur social premium (11,808.23 TL/month = 141,699/yr) is due. Burden = 141,699 / 3,193,644 = 4.4%. Serving Turkish clients instead (no export deduction) runs ~31–33% (progressive + Bağ-Kur).
Legalization
01+−Remote-work legalization easeGeorgiaLong stay pathTürkiyestrongerDedicated nomad visa
What this measures
Best available legalization route for a location-independent earner with a median (non-EU, non-US) passport, classified from this country's legalization-paths data: dedicated digital-nomad visa; general freelance/self-employment permit; realistic long-stay path (e.g. renewable temporary residence); only short visa-free/tourist stays; effectively none.
Georgia
Government Ordinance N255 — visa-free entry
Official source
- Data as of
- Jul 3, 2026
- Verified
- Jul 3, 2026
- Notes
- Exceptionally easy in practice: ~94 nationalities (incl. all EU, US, UK, Ukraine, Russia) may stay visa-free for a full year and register an Individual Entrepreneur with 1% Small Business Status the same day — no residence permit needed. Scored as a long-stay path; there is no formal 'digital nomad visa' and the year of visa-free stay does not itself build toward permanent residence.
Türkiye
GoTürkiye (official) — Digital Nomad Visa program
Official source
- Data as of
- Jan 1, 2026
- Verified
- Jul 15, 2026
- Notes
- Türkiye runs a dedicated digital-nomad route on the government GoTürkiye platform (Digital Nomad Identification Certificate → visa → short-term residence), for degree-holding remote workers aged 21–55 earning ≥ $3,000/month from abroad. A short-term residence permit (ikamet) is the general fallback. Combined with the 100% service-export tax deduction it is a strong, low-tax remote-work base.
Cost of living
01+−Cost of living (single, excl. rent)USD/month, single person, excluding rentGeorgia220Türkiye450
What this measures
Monthly cost of a defined single-person basket (food, transport, utilities, mobile+internet, modest leisure) excluding rent, curated from national statistics office price data and large local retailers' published prices, converted to USD at the ECB rate recorded in fx-rates. The method field of each value itemizes the basket inputs.
Georgia
Geostat — Households Expenditures survey 2025
Curated by SettleMetric
- Data as of
- Dec 31, 2025
- Verified
- Jul 3, 2026
- Method
- Geostat 2025 average per-capita monthly consumption (603 GEL) split by the survey's COICOP category shares, with the imputed-housing portion removed, converted at 2.6431 GEL/USD (NBG 2026-07-02). Categories sum to this figure. Geostat has no clean single-person-excl-rent basket, so treat as a curated estimate.
Türkiye
TÜİK — Household Consumption Expenditure 2024 (per-capita COICOP), CPI-uplifted
Curated by SettleMetric
- Data as of
- Jun 30, 2026
- Verified
- Jul 15, 2026
- Method
- TÜİK 2024 average household consumption 45,344 TRY/mo ÷ 3.1 persons = 14,627 TRY/capita (2024). Housing (26.0%) split ~70% rent (excluded) / ~30% utilities (kept), matching the peer basis. Excl-rent per-capita uplifted to mid-2026 by TÜİK CPI ×1.7534 and converted at 46.65 TRY/USD (TCMB 2026-07-02) → ≈$450.
- Notes
- WARNING — lira volatility: with ~32% annual inflation and a constantly repricing FX rate, this USD figure carries a ±15–20% band and shifts month to month; the TRY has appreciated in real terms since 2024, so Türkiye's USD cost of living has been RISING even as it stays below EU peers. All-household per-capita basis; Istanbul/İzmir run above the national figure.
Monthly spending by category (excl. rent)
Geostat — Households Expenditures survey 2025 (category shares)
Curated by SettleMetric
- Data as of
- Dec 31, 2025
- Verified
- Jul 3, 2026
- Method
- Geostat 2025 per-capita consumption shares (food 38.7%, transport 11.4%, healthcare 11.0%, etc.) applied to the ~$220/mo excl-rent base and converted at 2.6431 GEL/USD. Georgia's very high food share is characteristic of the income level. National average — rent shown separately.
TÜİK Household Consumption Expenditure 2024 (per-capita COICOP), CPI-uplifted
Curated by SettleMetric
- Data as of
- Jun 30, 2026
- Verified
- Jul 15, 2026
- Method
- TÜİK 2024 per-capita monthly spend by COICOP division ÷ 3.1 per capita, ×1.7534 CPI uplift to mid-2026, ÷46.65 TRY/USD; housing shown as utilities only (~30% of the housing division, rent excluded). Sums to ≈$450. Türkiye has an unusually high transport share (21.6%), driven by fuel and vehicle costs.
Housing
Rent by apartment type
Asking rent, central price with outside-centre in parentheses ($/mo).
SettleMetric — population-weighted average of covered cities (Batumi, Tbilisi)
Curated by SettleMetric
- Data as of
- Jul 3, 2026
- Verified
- Jul 3, 2026
- Method
- Population-weighted mean of the rent-breakdown matrices of Batumi, Tbilisi; each cell averages the cities that report it. See each city page for its exact local matrix.
SettleMetric — population-weighted average of covered cities (Ankara, Antalya, Istanbul)
Curated by SettleMetric
- Data as of
- Aug 16, 2026
- Verified
- Aug 16, 2026
- Method
- Population-weighted mean of the rent-breakdown matrices of Ankara, Antalya, Istanbul; each cell averages the cities that report it. See each city page for its exact local matrix.
Safety
01+−Homicide rateintentional homicides per 100,000/yearGeorgiastronger2Türkiye3.2
What this measures
Intentional homicide victims per 100,000 population, latest available year. Country level: UNODC national series. City level: official municipal/police statistics where published; otherwise null (country value shown as country-level).
Georgia
UNODC (via World Bank mirror) — intentional homicide, Georgia
Open data
- Data as of
- Dec 31, 2019
- Verified
- Jul 3, 2026
- Notes
- 2019 is the latest year UNODC publishes for Georgia. Low by global standards (world average ≈ 5.8); Georgia is widely regarded as very safe for residents. No city-level series is published.
Türkiye
World Bank / UNODC — intentional homicides per 100,000 (Türkiye, 2023)
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 15, 2026
- Notes
- UNODC series via the World Bank: 3.23 per 100,000 in 2023 (up from 2.62 in 2022; the series has gaps and swings). 2024/2025 not yet published. Türkiye is not covered by Eurostat, so cross-country comparison relies on the UNODC series. Moderate-to-higher than the European peers in the set.
Healthcare
01+−Private healthcare costUSD/year, comprehensive private insurance premium, healthy 35-year-oldGeorgiastronger450Türkiye860
What this measures
Median of at least three publicly quoted annual premiums for comprehensive private medical insurance (outpatient + inpatient, ~$100k coverage, small deductible) for a healthy 35-year-old resident foreigner, from local and international insurers. Method field lists the insurers quoted.
Georgia
Georgian insurers (Ardi, GPI, Imedi L) — comprehensive-tier plans
Curated by SettleMetric
- Data as of
- Jul 3, 2026
- Verified
- Jul 3, 2026
- Method
- Midpoint of comprehensive local plans: Ardi Medi Premium from ~$340/yr up to market comprehensive ~$795/yr (converted at 2.6431 GEL/USD). Expat international plans run higher ($1,000–2,000/yr).
- Notes
- Georgian insurers quote by callback rather than public age-rated engines, so this is a curated market midpoint for local comprehensive cover, not a bound quote.
Türkiye
Curated by SettleMetric
- Data as of
- Jul 15, 2026
- Verified
- Jul 15, 2026
- Method
- Comprehensive standalone private health insurance (outpatient + inpatient private-hospital cover) for a healthy 35-year-old runs ~25,000–100,000 TRY/yr depending on the contracted hospital network; a mid-tier plan sits near ~40,000 TRY/yr ≈ $860 at 46.65 TRY/USD. Band ≈ $540–$2,140.
- Notes
- Two-tier context: residents with a work/residence basis are covered by mandatory public insurance (SGK); on top, Turks commonly buy complementary insurance (~5,000–20,000 TRY/yr) working with SGK at private hospitals, or full standalone private cover (this figure). The cheap mandatory foreigner residence-permit policy (~$32–130/yr) is minimal cover, not comparable. Private cover is cheap in USD because of the weak lira; TRY premiums rise 50–80%/yr, so this is a volatile curated midpoint.
Money & crypto
01+−Crypto regulationGeorgiastrongerLegal friendlyTürkiyeLegal regulated
What this measures
Own classification of the legal status of holding, trading and cashing out cryptocurrency for individuals: legal-friendly (legal with clear, favourable rules or explicit tax exemptions), legal-regulated (legal under standard licensing/AML and taxation), restricted (partial bans: payments or banking access prohibited), banned (holding/trading prohibited). Classified from national regulators' and central banks' official positions.
Georgia
National Bank of Georgia — Virtual Asset Service Providers
Official source
- Data as of
- Jul 1, 2023
- Verified
- Jul 3, 2026
- Notes
- Individuals pay 0% income tax on crypto gains (Minister of Finance Public Decision N201, 2019 — crypto is not Georgian-source income for individuals) and crypto↔fiat exchange is VAT-exempt. Service providers must register as VASPs with the NBG (regime since 1 July 2023). Very favourable for individual holders, hence legal-friendly.
Türkiye
Official source
- Data as of
- Jul 2, 2024
- Verified
- Jul 15, 2026
- Notes
- Trading, holding and exchanging crypto are legal and very popular, but PAYING with crypto is BANNED (CBRT regulation in force 30 April 2021). Law No. 7518 (in force from 2 July 2024) put crypto-asset service providers under the Capital Markets Board (SPK): mandatory licensing, custody duties and minimum capital; offshore platforms targeting residents and crypto ATMs had to wind down. Classified 'legal-regulated' — trading legal and now formally supervised, payments prohibited.
02+−Financial control levelGeorgiastrongerLowTürkiyeModerate
What this measures
Own composite of state control over personal money flows: currency/capital controls (IMF AREAER), restrictions on foreign accounts and transfers, mandatory income declaration scope for residents, cash payment limits, banking access for foreigners. Low = free movement of personal funds and easy non-resident banking; very-high = strict capital controls and pervasive reporting. Method field on each value lists the inputs used.
Georgia
US State Dept 2025 Investment Climate Statement (Georgia) / trade.gov
Curated by SettleMetric
- Data as of
- Dec 31, 2025
- Verified
- Jul 3, 2026
- Method
- GEL freely convertible (float since 1998; IMF Article VIII since 1996); no capital controls; funds transfer abroad freely (except sanctioned destinations); no routine cash caps or resident foreign-account exit restrictions.
- Notes
- Caveat: since Georgia joined CRS (2024) and post-2022 de-risking, non-resident bank account onboarding has become notably stricter (source-of-funds documentation, some rejections). The FX regime itself is open; the friction is at bank KYC.
Türkiye
Revenue Administration (GİB) — cash-payment documentation (tevsik) limit; CBRT crypto-payment ban
Official source
- Data as of
- Jan 1, 2026
- Verified
- Jul 15, 2026
- Method
- Composite: the lira is freely convertible and residents may hold foreign-currency deposits/accounts and move money abroad — no hard individual capital controls. But the state exerts more control than EU peers: payments above 30,000 TRY (~$640) must be routed through banks/cards (tevsik rule); crypto payments are banned; the authorities intervene actively in the FX market and use reserve/macroprudential measures; and import de-minimis is low with high duties. Freely convertible but with a low cash-through-bank threshold and several controls → 'moderate' (stricter end).
- Notes
- High inflation erodes money in practice but is not a legal control. Day-to-day banking, FX purchase and transfers are unrestricted for an individual; the frictions are the low cash-routing threshold, the crypto-payment ban and occasional FX intervention.
Infrastructure
01+−Domestic delivery qualityGeorgiaGoodTürkiyeGood
What this measures
Quality of in-country parcel delivery. excellent = nationwide next-day widely available, dense parcel-locker network, real-time tracking standard; good = 1–3 day delivery, lockers in major cities; basic = reliable but slow (3–7 days), mostly to-door or post-office pickup; poor = unreliable delivery, street addresses often unusable, informal workarounds common. Classified from official service/coverage data of the national postal operator and the two largest private carriers; inputs itemized in each value's method field.
Georgia
Georgian Post + courier service pages (composite)
Curated by SettleMetric
- Data as of
- Jul 3, 2026
- Verified
- Jul 3, 2026
- Method
- Georgian Post ~500 branches nationwide (1–3 day domestic parcels, some lockers/pickup points); Wolt Drive and Glovo last-mile in Tbilisi/Batumi; DHL/FedEx/UPS present. Dense and reliable in cities; locker density and nationwide same-day coverage thinner than EU leaders → good, not excellent.
Türkiye
Turkish carrier ecosystem — PTT + Yurtiçi/Aras/MNG/Sürat/Sendeo/HepsiJET/Trendyol Express
Curated by SettleMetric
- Data as of
- Jul 15, 2026
- Verified
- Jul 15, 2026
- Method
- Dense, competitive domestic courier market on the back of a huge e-commerce sector (Trendyol, Hepsiburada): PTT Kargo plus Yurtiçi, Aras, MNG, Sürat, Sendeo, HepsiJET and Trendyol Express give nationwide next-day/2-day coverage; same/next-day is normal in the big metros. Cash-on-delivery ('kapıda ödeme') is ubiquitous. Parcel-locker density is growing but below the locker-saturated benchmark, so rated 'good' rather than 'excellent'.
02+−International delivery easeGeorgiastrongerMinor frictionTürkiyeSignificant friction
What this measures
Ease of receiving goods from abroad. seamless = major international carriers deliver door-to-door, meaningful duty-free de-minimis threshold, customs clearance predictable in days; minor-friction = carriers present but low de-minimis, extra paperwork or routine delays; significant-friction = frequent customs holds, high brokerage fees, some marketplaces refuse to ship; unreliable = parcels regularly lost or blocked, informal import channels dominate. De-minimis thresholds and clearance rules from the national customs authority (official source, cite the regulation); carrier presence from carriers' official pages.
Georgia
Revenue Service of Georgia — customs procedures
Official source
- Data as of
- Jul 3, 2026
- Verified
- Jul 3, 2026
- Notes
- Georgia is outside the EU/EAEU. Personal-import de minimis: 300 GEL (≈ $113) and ≤ 30 kg, once per calendar month, exempt; above that, 18% import VAT + 0–12% duty + a small customs fee. All major integrators (DHL, FedEx, UPS, Aramex) present. Predictable but the low monthly de-minimis cap adds friction.
Türkiye
Official source
- Data as of
- Jan 1, 2026
- Verified
- Jul 15, 2026
- Notes
- Cross-border inbound shipping faces heavy friction. The duty-free de-minimis was cut from €150 to €30 (in force 21 Aug 2024) and effectively ~€27 with shipping (Dec 2024); parcels are hit with a single flat customs charge of 30% of value for EU-origin goods and 60% for non-EU (plus special consumption tax where relevant). Non-EU customs clearance plus these high duties make ordering from abroad slow and expensive → 'significant-friction'. Domestic and outbound are unaffected.
03+−Internet speedMbps, median fixed downloadGeorgiastronger15.8Türkiye12.1
What this measures
Median fixed-broadband download speed over the trailing 6 months from M-Lab NDT open data (CC0), aggregated at country or city level. Not comparable with Ookla figures (different test methodology) — do not mix sources within this criterion.
Georgia
M-Lab NDT country aggregates for Georgia
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 4, 2026
- Method
- Median of 343 daily country medians (download_MED), 47,852 download tests (2023 — latest full year in M-Lab's public stats API; the 2024 file is only Jan–Mar, and 2025/2026 are not yet published). Georgia sits under continent code AS in M-Lab.
- Notes
- M-Lab NDT is single-stream and reads well below Ookla-style figures — comparable only within this criterion. Cross-check: the World Bank's July-2024 median of ~20 Mbps (Ookla-derived, so not citable here) is consistent with this once the M-Lab-reads-low offset is accounted for. Speeds are trending up (~10%/yr: M-Lab yearly medians ran 9.7 in 2020 → 15.8 in 2023), so multi-year pooling would understate current speed; the latest full year is used instead. GNCC/comcom.ge publishes operator quality-of-service measurements (e.g. Magticom fixed ~56 Mb/s advertised-tier average, 2025/26) but no national measured median, and its own speed commentary relies on the same Ookla data we can't redistribute.
Türkiye
M-Lab NDT country aggregates for Türkiye (Asia grouping)
Open data
- Data as of
- Dec 31, 2023
- Verified
- Jul 15, 2026
- Method
- Median of the 343 daily country-median download values for TR in 2023 = 12.09 Mbps (402,083 download tests; Türkiye is filed under M-Lab's Asia (AS) continent grouping, not EU). M-Lab NDT is single-stream and reads well below marketed figures — Turkish fibre commonly markets 100–1000 Mbps — comparable only within this criterion. 2023 is the latest full year in M-Lab's public stats API.
- Notes
- The single-stream M-Lab median is low (and the lowest in the set) but reflects a consistent cross-country method, not real fibre-line speeds; Turkish fixed broadband is much faster in practice.
Language
01+−English proficiencyGeorgiastrongerHighTürkiyeLow
What this measures
Own banding of how far English gets a resident in daily life (government offices, healthcare, housing, services). Informed by EF EPI band (research source, cited with attribution, not republished) plus official language status and service-sector realities. Values are our bands, not EF scores.
Georgia
EF EPI 2025 (score 541, rank 35/123 — High band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 3, 2026
- Notes
- Own band informed by EF EPI (attribution: EF Education First). English is workable in Tbilisi/Batumi tourism and the younger service sector; less so in government and older generations. Russian remains widely understood.
Türkiye
EF EPI 2025 — Türkiye (rank 71/123, score 488, Low band)
Research
- Data as of
- Nov 1, 2025
- Verified
- Jul 15, 2026
- Notes
- Own band informed by EF EPI 2025 (attribution: EF Education First): Türkiye rank 71/123, score 488 (Low band, cutoff 450–499), a 9-point decline from the prior edition. English is workable in Istanbul/tourism and parts of the tech sector but thin in public offices and smaller cities; Turkish is the sole official language. The lowest English band in the set.
Deep dives: taxes in Georgia ·taxes in Türkiye ·net-income calculator