Cost of living in Czechia

A single person living in Czechia spends around $785/month excluding rent. Per-city numbers below, every figure with its source; rent is shown separately in the Housing sections, by apartment type.

Verified Jul 4, 2026

At a glance

What the tags meanofficial — live figure from a government or authorityopen data — open dataset (Eurostat, EEA, M-Lab, UdSC…)survey — survey or index estimatecurated — SettleMetric-assembled estimate — open the source for the method

Cost of living

ČSÚ — Household Consumption Expenditures 2024 (per-capita CZ-COICOP), CPI-uplifted

Curated by SettleMetric

Data as of: Jun 30, 2026
Verified: Jul 4, 2026
Method: ČSÚ 2024 all-households per-capita consumption 212,569 CZK/yr minus actual rentals (04.1) 19,621 CZK → 192,948 CZK/yr = 16,079 CZK/mo excluding rent; uplifted by CPI to mid-2026 (2025 avg +2.5%, +~1.1% into 2026 → ×1.037) → ≈16,674 CZK/mo; converted at 21.244 CZK/USD (ECB 2026-07-02, EUR/CZK 24.216 ÷ EUR/USD 1.1399) → ≈$785. All-households per-capita basis (single-person basket not separately published in this release); city living runs somewhat higher.

$785/mo

2026curated

Rent: 1-bedroom (city avg)

Deloitte Czech Rent Index Q1 2026 (Prague) + Q3 2025 (Brno)

Curated by SettleMetric

Data as of: Mar 31, 2026
Verified: Jul 4, 2026
Method: Deloitte Rent Index offered rents: Prague 466 CZK/m²/mo (Q1 2026), Brno 399 CZK/m²/mo (Q3 2025). For a 1-bedroom (~47 m²): Prague ≈ 21,902 CZK ($1,031), Brno ≈ 18,753 CZK ($883). Population-weighted over the two covered cities (Prague 1,407,084; Brno ≈ 396,000) → ≈21,210 CZK ≈ $998 at 21.244 CZK/USD.
Notes: Weighted over the two covered cities (Prague + Brno), not a national figure; national Deloitte average is ~339 CZK/m². City-wide averages — Prague central districts run higher. Brno figure is Q3 2025 (latest published).

$998/mo

2026curated

Private health

PVZP Comprehensive medical insurance (EXCLUSIVE) + UNIQA/Slavia/Maxima comprehensive foreigner plans — market midpoint; insurers quote on request

Curated by SettleMetric

Data as of: Jul 4, 2026
Verified: Jul 4, 2026
Method: Comprehensive (outpatient + inpatient/hospital, benefit limit 1.8–10 million CZK/event, ~EUR 400,000) commercial medical insurance for foreigners — PVZP Comprehensive EXCLUSIVE and comparable UNIQA/Slavia/Maxima/Ergo products — runs ≈1,700–2,500 CZK/month for a healthy 35-year-old. Midpoint ≈2,100 CZK/mo ≈ 25,200 CZK/yr ≈ $1,186 at 21.244 CZK/USD (range ≈ $960–$1,412). Premiums are quoted on request, so this is a curated market midpoint.
Notes: Residents with a residence permit and local work/business are covered by mandatory public health insurance (VZP etc.) at 13.5% of the assessment base — comprehensive commercial cover is mainly for those not yet in the public system (long-stay visa holders must carry it). This figure is the comprehensive with-inpatient tier, chosen to be comparable with other countries' comprehensive plans; a cheaper 'basic' (urgent-care-only) foreigner plan starts around 900 CZK/mo.

$1,186/yr

2026curated

What a single person spends each month (excl. rent)

ČSÚ Household Consumption Expenditures 2024 (per-capita CZ-COICOP), CPI-uplifted

Curated by SettleMetric

Data as of: Jun 30, 2026
Verified: Jul 4, 2026
Method: ČSÚ 2024 all-households per-capita annual spending by CZ-COICOP division (Kč/yr): food 37,888; housing excl. rent 35,314 (04 total 54,935 − 04.1 rent 19,621); transport 21,063; recreation 18,904; restaurants 15,574; furnishings 12,680; info & communication 11,887; clothing 8,373; alcohol & tobacco 6,652; insurance & finance 6,689; health 6,880; education 1,665. Each ÷12, ×1.037 CPI uplift, ÷21.244 CZK/USD. Categories approximate the ~$785/mo cost-of-living aggregate (small housing sub-lines within 04.4 rounded).

total 747 USD/mo

Food & non-alcoholic beverages154 USD

Housing utilities (energy, water, maintenance) excl. rent144 USD

Transport86 USD

Recreation, sport & culture77 USD

Restaurants & accommodation63 USD

Furnishings & household equipment52 USD

Information & communication48 USD

Clothing & footwear34 USD

Health (out-of-pocket)28 USD

Alcohol & tobacco27 USD

Insurance & financial services27 USD

Education services7 USD

National household-budget-survey basket. Rent is shown separately below.

Details

Criterion	Value	Score
Cost of living (single, excl. rent)	785USD/month, single person, excluding rent i ČSÚ — Household Consumption Expenditures 2024 (per-capita CZ-COICOP), CPI-uplifted Curated by SettleMetric Data as of Jun 30, 2026 Verified Jul 4, 2026 Method ČSÚ 2024 all-households per-capita consumption 212,569 CZK/yr minus actual rentals (04.1) 19,621 CZK → 192,948 CZK/yr = 16,079 CZK/mo excluding rent; uplifted by CPI to mid-2026 (2025 avg +2.5%, +~1.1% into 2026 → ×1.037) → ≈16,674 CZK/mo; converted at 21.244 CZK/USD (ECB 2026-07-02, EUR/CZK 24.216 ÷ EUR/USD 1.1399) → ≈$785. All-households per-capita basis (single-person basket not separately published in this release); city living runs somewhat higher.	8.6
Private healthcare cost	1,186USD/year, comprehensive private insurance premium, healthy 35-year-old i PVZP Comprehensive medical insurance (EXCLUSIVE) + UNIQA/Slavia/Maxima comprehensive foreigner plans — market midpoint; insurers quote on request Curated by SettleMetric Data as of Jul 4, 2026 Verified Jul 4, 2026 Method Comprehensive (outpatient + inpatient/hospital, benefit limit 1.8–10 million CZK/event, ~EUR 400,000) commercial medical insurance for foreigners — PVZP Comprehensive EXCLUSIVE and comparable UNIQA/Slavia/Maxima/Ergo products — runs ≈1,700–2,500 CZK/month for a healthy 35-year-old. Midpoint ≈2,100 CZK/mo ≈ 25,200 CZK/yr ≈ $1,186 at 21.244 CZK/USD (range ≈ $960–$1,412). Premiums are quoted on request, so this is a curated market midpoint. Notes Residents with a residence permit and local work/business are covered by mandatory public health insurance (VZP etc.) at 13.5% of the assessment base — comprehensive commercial cover is mainly for those not yet in the public system (long-stay visa holders must carry it). This figure is the comprehensive with-inpatient tier, chosen to be comparable with other countries' comprehensive plans; a cheaper 'basic' (urgent-care-only) foreigner plan starts around 900 CZK/mo.	8.0

City detail pages: Brno · Prague