Cost of living in Spain

INE — Encuesta de Presupuestos Familiares 2024 (household budget survey), rent stripped

Curated by SettleMetric

Data as of

Dec 31, 2024

Verified

Jul 4, 2026

Method

INE EPF 2024 average household spending by COICOP group (total €34,044/hh). Housing group €11,029 reduced to utilities only (imputed rent €9,299 removed), leaving a non-rent basket of €24,746/hh. Divided by average household size 2.50 (€34,044 ÷ €13,626 per-person) → €9,905/person/yr = €825/mo; converted at EUR/USD 1.1399 (ECB 2026-07-02) → $941/mo. Cross-checked against Eurostat comparative price levels (Spain ≈ 92% of EU27; ≈ 1.28× Poland, whose figure is $753).

Notes

National per-capita non-rent basket. A person living alone typically spends somewhat more per head (fixed costs not shared) — this figure is the reproducible household-survey floor. City files (Madrid/Barcelona) run higher; Valencia/smaller cities lower.

Idealista — informe de precios de alquiler España, junio 2026 (€15.3/m² national average)

Curated by SettleMetric

Data as of

Jun 30, 2026

Verified

Jul 4, 2026

Method

Idealista national average asking rent €15.3/m² (June 2026) × ~50 m² for a 1-bedroom ≈ €765/mo, converted at EUR/USD 1.1399 → ≈ $872/mo. National-average estimate blending all covered markets; wide dispersion (Madrid/Barcelona ≈ €23–24/m² vs Zamora/Cáceres ≈ €8/m²).

Notes

Country-level placeholder derived from the €/m² national average — the per-city 1BR figures (Madrid, Barcelona, Valencia) in the city files are the robust market values and should supersede this for comparison. Idealista publishes €/m², not a 1BR asking price directly, so the 50 m² conversion is an assumption.

Sanitas / Adeslas / DKV comprehensive (with-hospitalization) individual plans — market midpoint; insurers quote on request

Curated by SettleMetric

Data as of

Jul 4, 2026

Verified

Jul 4, 2026

Method

Comprehensive Spanish private health policies (póliza de salud) include outpatient AND hospitalization/inpatient by default. For a healthy 35-year-old, full-cover plans run ≈ €45–52/mo with modest copays and ≈ €65–90/mo copay-free (Sanitas, Adeslas, DKV — 2026 published ranges). Comprehensive midpoint ≈ €60/mo ≈ €720/yr ≈ $821 at EUR/USD 1.1399 (range ≈ $615–$1,230/yr).

Notes

Residents in the contributory system have public healthcare (Sistema Nacional de Salud); private cover is optional and widely bought for speed/choice. Premiums are quoted on request and vary by province (Madrid/Barcelona highest) and copay structure, so this is a curated market midpoint on a comprehensive (outpatient+inpatient) basis, not a single public quote.